I haven’t been waking up rested, so I thought I’d try the Trazodone again. Bad idea. Seems as if I wake up in the middle of the night when I take it, and then can’t fall back asleep. I’m hoping writing down my thoughts will calm my mind so I can sleep. A bowl of cereal will probably also help (with the sleep, not with my dress size).
Go, go, go, busy, busy, busy!
It’s been busy! Playdate, Vet appointment, Thesis class/meeting at school, grocery shopping… Yeah, I was barely home today. I remember feeling important or somehow validated when I was “barely home” in high school… now it’s just exhausting!
So this week in Health Law, we’re looking at the volume of uninsured and healthcare access. I’ve come to a few conclusions.
Healthcare should not be tied to employment.
I think I’ve mentioned this before. Why, oh WHY is it illegal for insurance companies to offer services across state lines? Why can we not buy health insurance like we do car or homeowner’s insurance? People shouldn’t lose insurance when they lose a job… or I suppose I should say, people who are left with half (or less) of their income on unemployment shouldn’t be saddled with deciding whether or not they could/should/would pay 4x as much for health insurance when their pay has been decimated.
I’m frustrated as to why there hasn’t been one simple bill to take care of this problem. It’s a huge barrier in the industry.
Imagine being able to really shop for insurance. Instead of employers offering their limited plans, there would be so many possibilities! Perhaps employers could offer a tax-free subsidy instead of the current method. Think of the cost savings for employers there! How many HR administrators does it take to manage health insurance at any given business? Why do businesses need to specialize in health insurance as well as their core competency?
We need to stop counting those living here illegally as “uninsured / underinsured.”
Yes, there are sad stories and good people out there. Yes, they work hard. However, there are legal means to live here and become a citizen. I don’t think our country should be burdened with the duty to provide health insurance to the population of the world, which is where our current path is taking us.
We need to admit that some people simply make “bad” financial decisions.
Many people who “can’t afford” health insurance CAN AFFORD expensive cars, iPhones and the corresponding spendy data plan, new TV’s, etc. Most of these people DO understand the value of health insurance, but they don’t prioritize it like they do housing and food. We have a culture with a screwed up view of priorities. STUFF has become a priority for many. This is also why we have so much consumer debt.
Granted, there IS a problem. I’m not denying that. But let’s stop with all the political correctness here and look at some of the real underlying issues. We can’t fix it by looking at surface data. There is a level of personal responsibility that should be expected.
Now it’s time to see if I can catch some ZZZzzzzs. Happy Wednesday!